3 planning techniques that could aid your clients | Give the gift of education, donate to the Scholarship Fund | We want to say thanks—Gratitude Week Sale is here!
November 25, 2020
 Investments & Wealth Insight (Powered by SmartBrief)
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If we end up with a divided Congress, the prospect for sweeping changes to tax policy would likely decrease, at least in the short term. Advisors should help clients stay focused on their long-term goals, take advantage of market volatility and be aware of tax changes at the state level.
Full Story: WealthManagement (11/17) 
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Investments & Wealth Update
Give the gift of education, donate to the Scholarship Fund
On Dec. 1, the Institute is proud to be participating in Giving Tuesday. This global day of giving invites us all to celebrate the heart of the holiday season by giving back and creating opportunities in our communities and the world. Help us reach our Scholarship Fund goal. Anything helps! Donate here. Together we can make a difference!
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We want to say thanks—Gratitude Week Sale is here!
We want to say thank you to our members, certificants and partners! To express our gratitude for you this holiday season, please take $100 off any of these courses and events through Tuesday, Dec. 1. Use code 2020IWIThanks.
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Last chance to apply for CPWA® program in 2020
The application deadline for the Chicago Booth Hybrid program to start your professional development is Dec. 18. Gain a deeper understanding of how to construct strategies to minimize taxes, monetize and protect assets, maximize growth and transfer wealth by becoming a Certified Private Wealth Advisor® (CPWA). Apply now.
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100% online Retirement Management Forum is almost here
Join keynote speaker Peter Conti Brown, assistant professor at The Wharton School, at the 2020 Retirement Management Forum on Dec. 8, to hear what business ethics is not. The conference features 11 experts, including Ivy League speakers, industry heavyweights and advanced practitioners. Earn up to 13 CE credits. Learn more and register here. Included in Gratitude Week Sale.
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Wealth Management
The holiday season is traditionally a time for giving, and advisors have a major role to play in guiding clients through the tax implications and other consequences of their philanthropic decisions. This article offers 15 questions to evaluate the situation and maximize the charitable impact.
Full Story: ThinkAdvisor (free registration) (11/6) 
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The abolition of the stretch IRA for many nonspouse beneficiaries means clients need to consider new strategies to help heirs keep their tax tabs under control. One option that can provide annual income to a beneficiary is a charitable remainder trust.
Full Story: Morningstar (11/10) 
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Industry Updates & Trends
Despite the coronavirus pandemic, the Securities and Exchange Commission was able to conduct nearly 3,000 examinations in its 2020 fiscal year, which included 15% of all SEC-registered investment advisors, said Pete Driscoll, director of the Office of Compliance Inspections and Examinations. The examinations found that most firms implemented business continuity plans, Driscoll said, and some even had specific plans to deal with pandemics.
Full Story: ThinkAdvisor (free registration) (11/23) 
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Practice Management
The lack of female financial advisors means firms are missing out on $700 billion a year, a number that's likely to grow as more wealth is transferred to women, according to a recent a white paper. Firms need support at the corporate level to find more women, eliminate biases and provide more personalized support to those they hire, the paper said.
Full Story: Financial Advisor online (11/18) 
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This year's holiday season will be different because of the coronavirus pandemic, and sending a typical upbeat holiday greeting card may seem insensitive to clients, writes Amy Florian, CEO of Corgenius. She offers suggestions for how to adjust messages to acknowledge the struggles clients may be facing.
Full Story: WealthManagement (11/18) 
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Regulatory & Legislative Spotlight
Securities and Exchange Commission Chair Jay Clayton will leave his post by the end of the year, ahead of the scheduled end of his tenure in June. Clayton, who has held the post since 2017, has not indicated his plans.
Full Story: The New York Times (tiered subscription model) (11/16),  Reuters (11/16),  The Wall Street Journal (tiered subscription model) (11/16),  CNBC (11/16) 
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President-elect Joe Biden has chosen former Federal Reserve Chair Janet Yellen as the nominee for treasury secretary, sources say. The news has bolstered the stock market, building on gains made since the announcement of a coronavirus vaccine breakthrough.
Full Story: Reuters (11/23),  The Wall Street Journal (tiered subscription model) (11/23),  The Hill (11/23),  Bloomberg (tiered subscription model) (11/23) 
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The Securities and Exchange Commission has adopted rules allowing electronic signatures for authentication documents, as well as rule amendments that require electronic filing of documents from administrative proceedings. Compliance with the rule changes is not required until April 12.
Full Story: ThinkAdvisor (free registration) (11/19) 
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The IRS has issued guidance for taxpayers who pay otherwise deductible expenses with Paycheck Protection Program loan funds, saying even if the payment and PPP loan forgiveness happen in different tax years, the expenses are not deductible. The IRS has also provided a safe harbor procedure for taxpayers whose application for PPP loan forgiveness is either withdrawn or denied.
Full Story: Journal of Accountancy online (11/19) 
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Nothing is a waste of time if you use the experience wisely.
Auguste Rodin,
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About Investments & Wealth Institute
The Investments and Wealth Institute is a professional association, advanced education provider, and standards body for financial advisors, investment consultants, financial planners, and wealth managers who embrace excellence and ethics. Through our events, continuing education courses, and acclaimed certifications— Certified Investment Management Analyst® (CIMA®), Certified Private Wealth Advisor® (CPWA®), and Retirement Management Advisor® (RMA®)—we deliver rigorous, highly practical education. The Institute is committed to improving the professionalism of its members through educational and certification programs. We support high standards of professional conduct and deliver Ivy League-quality education with real-world practical application to advance the advisory profession and provide better outcomes for the investing public. For more information, visit www.investmentsandwealth.org.
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