A lawsuit filed by the Conference of State Bank Supervisors challenging the Office of Comptroller of the Currency's decision to issue national fintech charters was dismissed by D.C. District Court Judge Dabney Friedrich. A similar case filed by the New York Department of Financial Services has not yet been decided.

JPMorgan Chase has been reviewing contingency plans in the event of an interest-rate decrease to zero or lower, CEO Jamie Dimon says. Dimon says that he does not expect this to happen but that internal discussions have occurred on which fees and charges could be revised.

The Consumer Financial Protection Bureau and seven state attorneys general are forming the American Consumer Financial Innovation Network, which CFPB officials said will ease regulatory confusion for fintechs. "ACFIN will provide a platform for Federal and State regulators to coordinate with each other as they develop new rules of the road and apply existing ones," CFPB Director Kathy Kraninger said in a statement.

President Donald Trump is delaying by two weeks the effective date of hiked tariffs on $250 billion worth of Chinese goods. Trump said it was a "gesture of good will" in response to a request from the Chinese government.

The use of artificial intelligence in banks goes beyond virtual assistants and credit decisions as some banks use AI to help employees who have questions and to detect issues of stress or depression. AI is also used to spot fake documents.

Criminals are finding innovative ways to use technology to target banks, said Colin Bell, chief compliance officer at HSBC Holdings. "We see innovation on the criminal side at a tremendous pace, and there is no question they are using technology against us, and they are doing it in a way that isn't hampered or harnessed by privacy legislation, cross-border legislation and so on," he said.

Some employers are developing unique learning strategies, emphasizing digital skills and changing their approach to work. DBS Bank started a weeklong training event taught by employees, Schneider Electric created a "digital citizenship" program, while State Street offers skill-building games and Liferay reinforces traditional business ideas.

The 14th Annual FCS Financial Marketer of the Year Award is now open for nominations. The award recognizes the financial brand and senior marketer who've made the most impact in 2019. No entry fee, deadline is Oct. 11. Full details at FCS FMY 2019.