July 30, 2021
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Top Story
Point-of-sale financing, which enables consumers to pay over time for a purchase, is growing rapidly and fintech companies have gotten a head start compared to banks, which have been sluggish to offer POS options, according to this McKinsey analysis. "[C]ompeting will require players to assess which is the right business model to focus on, which verticals to prioritize, and how to go to market," says the analysis, which breaks down the five types of models that are most common now.
Full Story: McKinsey (7/29) 
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Change Management That Works
Adaptive clothing helps kids in practical and social ways
(Facebook/Handicap This)
Adaptive clothing, which helps people with sensory, physical and cognitive disabilities such as the need to accommodate a feeding tube, used to be geared toward adults and had limited style appeal, Megan Amrich writes. Amrich notes that major retailers such as Kohl's, J.C. Penney and Target are offering adaptive clothing options for children that offer trendy fashion choices and help kids feel they are fitting in with their peers.
Full Story: TriplePundit (7/30) 
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Tight money and pandemic exhaustion may seem to favor conversions as the path to hotel growth, but IHG Hotels & Resorts CEO Keith Barr touts new builds for both upper and middle strata. He acknowledges that conversions remain prominent as large firms such as his persuade struggling smaller chains and independents of their advantages of scale.
Full Story: Skift (tiered subscription model) (7/29) 
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People - Planet - Profitability
It's not enough for businesses to report on metrics related to environmental, social and governance factors; they must aspire to make beneficial long-term decisions, advises Shilpa Tiwari of Her Climb. "ESG is ... considered a business imperative and therefore requires leadership from across the corporation, not one specific department," Tiwari writes.
Full Story: Investment Executive (Canada) (7/27) 
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The Helen Frankenthaler Foundation has awarded $5.1 million in climate grants to 79 arts institutions across the US in a push to help the sector reduce its carbon emissions and become more sustainable. The foundation has expanded its Climate Initiative from $5 million to $10 million and plans to distribute the remaining $4.9 million over the next two years.
Full Story: The Art Newspaper (7/28) 
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SMARTPULSE
POLL QUESTION:
How does "buy now, pay later" fit into your financial plans?
VoteIt makes no sense to me
VoteI use it very sparingly
VoteI use it relatively often
VoteI use it routinely
Going Digital
Coca-Cola's first campaign involving nonfungible tokens for International Friendship Day involves auctioning off the Coca-Cola Friendship Box containing NFT versions of Coca-Cola collectibles to support the Special Olympics. NFTs are one way to explore the growing artificial reality-enabled "metaverse," which "creates opportunities to connect with others like never before," said Josh Schwarber, Coca-Cola's global digital design senior director.
Full Story: The Drum (free registration) (7/28),  Cointelegraph (7/28),  Forbes (tiered subscription model) (7/28) 
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It is a time in which we will redefine what it means to be human, for this is not just the start of a revolution, it is the start of an evolution.
David A. Sinclair,
biologist, professor of genetics
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