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<rss version="2.0"><channel><title>CBA SmartBrief</title><description>Designed specifically for the retail banking community, CBA SmartBrief is a FREE daily e-mail newsletter. It helps you stay up to date on such critical issues as federal regulation and policy, privacy, fair lending, and consumer protections.&amp;nbsp;Click&amp;nbsp; &lt;a href='http://www.smartbrief.com/cba/index.jsp?sb_code=rss'&gt;here&lt;/a&gt; to subscribe.</description><link>http://www.smartbrief.com/news/cba?sb_code=rss</link><image><url>http://www.smartbrief.com/images/homepage/hed-smartbrief.gif</url><title>CBA SmartBrief</title><link>http://www.smartbrief.com/news/cba?sb_code=rss</link></image><language>en-us</language><lastBuildDate>17 May 2013 14:33:51 CDT</lastBuildDate><item><title>CFPB leaves banks uncertain of role in auto-loan market</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D5AAA1A6B-9A95-4A51-A1FB-727EBEDAF111%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D5AAA1A6B-9A95-4A51-A1FB-727EBEDAF111%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Banks are looking for ways to protect themselves and continue their role in the auto-lending market after the Consumer Financ&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D5AAA1A6B-9A95-4A51-A1FB-727EBEDAF111%26brief%3DCBA%26sb_code%3Drss%26%26campaign%3Drss">More</a>-&nbsp;</div><p><div style="background-image:url('/images/briefs/common/graphicbox_top.gif');background-repeat:no-repeat;clear:both;margin:0 auto;margin-top:14px;border:1px solid #000000;padding:4px;padding-top:18px;"><strong>Collateral Protection Insurance Improves Margins</strong>
<br/>Collateral protection insurance from State National will track the risk exposure in your auto portfolio and insure against it to limit your losses. For 40 years, we've been helping lenders get more miles from their auto portfolios. State National, the CPI Specialist. <a target='_blank' href='https://www2.smartbrief.com/servlet/ArchiveServlet?issueid=8705BACF-83E0-4F19-AA1D-71B6D813F833&lmid=archives'><B>Learn more here</B></a>.
<br/><a href="https://www2.smartbrief.com/servlet/ArchiveServlet?issueid=8705BACF-83E0-4F19-AA1D-71B6D813F833&lmid=archives"><img border="0" src="http://www.smartbrief.com/images/i/A4962FD2-6AD3-424A-BD64-B800726E4A8A/180x150_odS.gif"/></a></div></p>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>Top Story</category></item><item><title>Third Circuit strikes down NLRB recess appointments</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DE1E2D693-AB71-452D-AEFE-D2C33E6436F7%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DE1E2D693-AB71-452D-AEFE-D2C33E6436F7%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">The U.S. &nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DE1E2D693-AB71-452D-AEFE-D2C33E6436F7%26brief%3DCBA%26sb_code%3Drss%26%26campaign%3Drss">More</a>-&nbsp;</div>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>The CFPB Today</category></item><item><title>Experts weigh in on timing of Cordray vote</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DDDB402A8-0DC5-445E-AA7F-D2CE1AA406F3%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DDDB402A8-0DC5-445E-AA7F-D2CE1AA406F3%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Some industry analysts say the plan by Senate Majority Leader Harry Reid, D-Nev., to schedule a vote next week on the re-nomi&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DDDB402A8-0DC5-445E-AA7F-D2CE1AA406F3%26brief%3DCBA%26sb_code%3Drss%26%26campaign%3Drss">More</a>-&nbsp;</div>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>The CFPB Today</category></item><item><title>CFPB unveils Spanish-language site for complaints</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D711AC98E-AF6A-4BAB-B5E2-C4BB5F12711C%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D711AC98E-AF6A-4BAB-B5E2-C4BB5F12711C%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">U.S. &nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D711AC98E-AF6A-4BAB-B5E2-C4BB5F12711C%26brief%3DCBA%26sb_code%3Drss%26%26campaign%3Drss">More</a>-&nbsp;</div>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>The CFPB Today</category></item><item><title>N.Y. Fed maps state-by-state student-loan debt, delinquency</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DC63EDF68-5180-466E-B034-11CADB0F9721%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DC63EDF68-5180-466E-B034-11CADB0F9721%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">A report from the Federal Reserve Bank of New York shows student-loan distribution and average levels of delinquency on a sta&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DC63EDF68-5180-466E-B034-11CADB0F9721%26brief%3DCBA%26sb_code%3Drss%26%26campaign%3Drss">More</a>-&nbsp;</div>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>Industry News</category></item><item><title>Judge reinstates $203M penalty in Wells Fargo overdraft case</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D4AB57DDD-ED71-4D7C-8E71-031BB4EF5215%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D4AB57DDD-ED71-4D7C-8E71-031BB4EF5215%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Wells Fargo once again faces a $203 million penalty in a class-action lawsuit accusing the bank of charging excessive overdra&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D4AB57DDD-ED71-4D7C-8E71-031BB4EF5215%26brief%3DCBA%26sb_code%3Drss%26%26campaign%3Drss">More</a>-&nbsp;</div>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>Industry News</category></item><item><title>Know the risks when co-signing, CBA's Pommerehn says</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D6816F9A4-9072-4B1C-80EC-DB90C00F4AF5%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D6816F9A4-9072-4B1C-80EC-DB90C00F4AF5%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Some borrowers stand a better chance of securing a loan if they have a co-signer, but the person co-signing should be aware o&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D6816F9A4-9072-4B1C-80EC-DB90C00F4AF5%26brief%3DCBA%26sb_code%3Drss%26%26campaign%3Drss">More</a>-&nbsp;</div>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>Industry News</category></item><item><title>Brown, Warren criticize federal student-loan system profits</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D07A53512-8286-432E-8240-2DC38D965ACC%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D07A53512-8286-432E-8240-2DC38D965ACC%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Democratic Sens. Sherrod Brown of Ohio and Elizabeth Warren of Massachusetts said the U.S. &nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D07A53512-8286-432E-8240-2DC38D965ACC%26brief%3DCBA%26sb_code%3Drss%26%26campaign%3Drss">More</a>-&nbsp;</div>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>Legislative Affairs</category></item><item><title>More startups target bankers' security anxieties</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DB920C263-1D00-4904-BE90-CE6B1B23EF2B%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DB920C263-1D00-4904-BE90-CE6B1B23EF2B%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">More startups are zeroing in on bank customer authentication, looking at options such as biometrics, multiple digital logins &nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3DB920C263-1D00-4904-BE90-CE6B1B23EF2B%26brief%3DCBA%26sb_code%3Drss%26%26campaign%3Drss">More</a>-&nbsp;</div>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>The Future of Money</category></item><item><title>3 ways good manners make good managers</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D34B012CF-B3E5-42B7-BA5A-5B3D1773ECFE%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D34B012CF-B3E5-42B7-BA5A-5B3D1773ECFE%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Etiquette is all about helping those around you feel comfortable in strange surroundings, and good leadership is all about he&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D34B012CF-B3E5-42B7-BA5A-5B3D1773ECFE%26brief%3DCBA%26sb_code%3Drss%26%26campaign%3Drss">More</a>-&nbsp;</div>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>Career Development</category></item><item><title>Learn about GSRBM</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D96DFD4EA-7BA4-48F6-9A50-1CDF0FDE837D%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D96DFD4EA-7BA4-48F6-9A50-1CDF0FDE837D%26brief%3Dcba%26sb_code%3Drss%26%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">CBA Chair Bob Kottler of IBERIABANK on GSRBM: "We nominate people who have future potential, are excelling in their current r&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D96DFD4EA-7BA4-48F6-9A50-1CDF0FDE837D%26brief%3DCBA%26sb_code%3Drss%26%26campaign%3Drss">More</a>-&nbsp;</div>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>CBA Connect</category></item><item><title>Divide each difficulty into as many parts as is feasible and necessary to resolve it.</title><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FquoteDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D6B7D3274-AD2B-4F3F-AC77-EDA10F553083%26brief%3Dcba%26sb_code%3Drss%26campaign%3Drss</guid><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FquoteDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D6B7D3274-AD2B-4F3F-AC77-EDA10F553083%26brief%3Dcba%26sb_code%3Drss%26campaign%3Drss</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Rene Descartes,French mathematician and philosopher&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FquoteDetails.jsp%3Fissueid%3D583197CF-8F0A-4F16-8441-AD54D7816553%26copyid%3D6B7D3274-AD2B-4F3F-AC77-EDA10F553083%26brief%3DCBA%26sb_code%3Drss%26campaign%3Drss">More</a>-&nbsp;</div>]]></description><pubDate>17 May 2013 14:33:51 CDT</pubDate><category>SmartQuote</category></item></channel></rss>