| News for the retail banking industry |  |
 | Banking by Appointment
Banking by Appointment is a rapidly growing trend which empowers customers to instantly book in-branch or phone appointments. One-to-one appointments with customers provide banks the greatest means to deliver personal service, build trust, and increase revenue. Take an interactive test drive and watch the video to LEARN MORE. |
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| The CFPB Today |  |  |
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| Retail Banking Roundup | | |
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| Industry News | | |
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- Student-loan debt hits $956B in Q3, report finds
Student-loan debt in the U.S. increased $42 billion in the third quarter to $956 billion, reports the Federal Reserve Bank of New York. Of those loans, 11% were more than 90 days delinquent, up from 8.9% reported in June. Late payments in all other areas of consumer borrowing were flat or dropped, the report says. The Wall Street Journal
(11/27)     
| Regulatory Report | | |
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- Treasury has power to lessen blow from "fiscal cliff"
Treasury Secretary Timothy Geithner could mitigate some of the impact of the "fiscal cliff" by using his authority to freeze paycheck withholding levels. Such a freeze could help taxpayers keep $10 billion per pay period and stop the loss of 1.5% of monthly gross domestic product, says Mark Zandi, chief economist at Moody's Analytics. Bloomberg
(11/27)
| Legislative Affairs | | |
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- Obama, GOP seek support for competing fiscal plans
President Barack Obama and House Republicans are trying to line up public support for their competing ideas on how to avert the "fiscal cliff." The president has been meeting with business leaders and will head to Pennsylvania this week to promote his ideas, while Republicans are aiming their message at small-business owners. The campaigning suggests that a deal is not close at this point. The Hill
(11/27), The Wall Street Journal
(11/27)
| Technology Today | | |
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- AmEx pairs mobile shopping with TV shows
American Express is partnering with Fox Broadcasting and NBCUniversal to spur viewers of certain television shows to use mobile devices to buy products they see on TV shows. "For those fans who may want the products that they see on their favorite shows, we are enabling them through a seamless ecosystem, facilitated by mobile technology and our own back-end commerce technology," said Lou Paskalis of American Express. MobileCommerceDaily.com
(11/27)
| Members in the News | | |
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| CBA Connect | | |
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CBA's Joe Belew Award
CBA is excited to announce the launch of the third annual Joe Belew Award competition. Each year, we are proud to honor the memory of former CBA President Joe Belew for his commitment to community development. The 2013 competition focus is Creating and Maintaining Affordable Housing. Download the application and submit your entries by Jan. 9. We look forward to learning about all our banks' innovative programs. Contact CBA for more information.
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 | The foolish man seeks happiness in the distance; the wise grows it under his feet."
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