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January 23, 2013
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News for the retail banking industry

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  The CFPB Today 
  • Government QRM rules should mirror QM rules, Corker says
    Sen. Bob Corker, R-Tenn., is asking federal housing regulators to match their qualified residential mortgage rules to rules issued by the Consumer Financial Protection Bureau for qualified mortgages. If the rules do not match, he wrote in a letter, "many lenders may only make loans that could be sold to Fannie, Freddie or the FHA, which would effectively regulate private capital out of the system for years to come." National Mortgage Professional (1/22), The Hill/On the Money blog (1/22) LinkedInFacebookTwitterEmail this Story
  Industry News 
  • Financial startups attract money and attention
    Millions of dollars in Silicon Valley venture capital funds are backing financial startups focused on providing loans to underserved markets as banks decrease lending amid uncertainty and regulations. For example, PayNearMe develops a payment network for consumers who want to use cash instead of debit or credit cards, and it recently raised $10 million. Bloomberg/Tech Deals blog (1/22) LinkedInFacebookTwitterEmail this Story
  • Other News
  Legislative Affairs 
  The Future of Money 
  • Approach financial modeling with care, experts say
    Banks should be careful in offering technology to customers that claims to help them make better personal financial management decisions, experts say. Such financial modeling "is a shot in the dark," can be subjective and may lead to the wrong decisions that then cause a backlash against the bank, says Cathy O'Neil, a blogger who holds a doctorate in mathematics. AmericanBanker.com (free registration) (1/22) LinkedInFacebookTwitterEmail this Story
  CBA Connect 
  • CBA LIVE 2013: The Future of Money
      
    Are you ready for the Future of Money? CBA LIVE 2013, March 11-13 in Phoenix, Ariz., will bring together the top executives in retail banking to learn, exchange ideas and identify solutions to the challenges facing our industry. Our 2012 event was a record-breaking success with more than 1,000 banking leaders in attendance! Now in its fourth year, CBA LIVE features expert panels and distinguished speakers across nine forums of tailored programming. Reserve your space today and join us for this must-attend event. LinkedInFacebookTwitterEmail this Story

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  SmartQuote 
Lend yourself to others, but give yourself to yourself."
--Michel de Montaigne,
French writer


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