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February 11, 2013
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News covering the insurance and financial advising industry

  Top Story 
  • Report cites growth for health savings accounts
    The number of health savings accounts reached 8.2 million in 2012, an annual increase of 22%, Devenir Group says. Assets in such accounts increased by 27% to $15.5 billion, with contributions of about $13.2 billion and withdrawals at $10.2 billion. "With both record contributions and withdrawals in HSA accounts in 2012, we continue to see that not only are people using their HSA dollars for current medical expenses, but more importantly they are actually accumulating savings for future medical expenses," Devenir's Jon Robb said in a statement. (2/10) LinkedInFacebookTwitterEmail this Story
  Industry News 
  • Survey: 85% of Americans want to keep retirement tax breaks
    Eighty-five percent of Americans think Congress shouldn't eliminate tax deferrals associated with retirement-saving vehicles, according to research from the Investment Company Institute. The group is working to protect the tax incentives from lawmakers looking for spending cuts. "We're trying to counter all of the doom and gloom about the 401(k) system being a failure and that it doesn't work. The participants don't feel that way," said ICI chief Paul Schott Stevens. InvestmentNews (free registration) (2/6), Reuters (2/6) LinkedInFacebookTwitterEmail this Story
  • Study: 11% of women become uninsured after a divorce
    Past research has shown women's income falls after divorce, and new research examines the impact of divorce on their insurance status. Some 115,000 women become uninsured amid divorce each year, and 65,000 of them remain without insurance for months or years. This article recommends such women speak with an expert such as an insurance agent or broker to devise an affordable way to obtain coverage. (2/4) LinkedInFacebookTwitterEmail this Story
  • Opinion: Retained coverage insurance settlements can benefit sellers
    Retained coverage insurance settlements are a way for life insurance policyholders to retain some death benefits if they are unable to continue paying premiums, write Adam Meltzer and Dan Young. Such settlements also let the policyholder receive some cash up front, they write. Once the transaction is done, the investor will have full policy ownership, with the seller as a beneficiary, Meltzer and Young write. National Underwriter Life & Health (2/8) LinkedInFacebookTwitterEmail this Story
  Investment Trends 
  • Bull market sparks little celebration among investors
    The stock market has recovered from the financial crisis, but many investors remain wary of equities. Some have pulled back on stocks since the market crash, and others want more evidence of a rally. "People want to see the market move even higher before they feel comfortable that this is really wealth -- something they can count on in the future, and that they can spend it," said Mark Zandi, chief economist at Moody's Analytics. The Boston Globe (tiered subscription model) (2/7) LinkedInFacebookTwitterEmail this Story
  Policy Watch 
  • Health exchanges are favored by 55% of the public, poll finds
    Fifty-five percent of U.S. adults see the creation of state-based health insurance exchanges as a top priority for state leaders, according to a survey by the Harvard School of Public Health, the Robert Wood Johnson Foundation and the Kaiser Family Foundation. The public is not divided on the issue because "people like the idea," Kaiser Family Foundation CEO Drew Altman said. United Press International (2/10) LinkedInFacebookTwitterEmail this Story
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  Building Your Business 
  • Study: Young clients demand digital service
    Financial-services companies need to provide online account access, market data and planning tools if they want to appeal to younger clients, research indicates. Clients between the ages of 20 and 46 say firms that don't offer such tools are of lower quality than those that do, a study from Accenture found. The Wall Street Journal (2/7) LinkedInFacebookTwitterEmail this Story
  NAIFA News 
  • LIFE connects love, life insurance with February campaign
    LIFE urges producers to spread the word about the connection between love and life insurance. With Valentine's Day approaching, it's time to engage in Insure Your Love, an industry-wide public education campaign that reminds Americans of the need to protect the ones they love through proper life insurance planning. Read more at the Advisor Today blog. LinkedInFacebookTwitterEmail this Story
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If Columbus had an advisory committee he would probably still be at the dock."
--Arthur Goldberg,
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