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February 21, 2013
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News affecting dental benefits

  Industry News 
  • HHS releases final rules on essential health benefits
    HHS will not require insurance plans to cover routine nonpediatric dental services or orthodontia deemed not medically necessary. Stand-alone dental plans must cover pediatric oral care, must be certified as either "high" or "low," and may have "reasonable" out-of-pocket limits separate from medical out-of-pocket limits. Medical insurance plans sold outside exchanges may exclude pediatric dental coverage if enrollees have obtained pediatric dental coverage by purchasing a stand-alone policy. Health Affairs Blog (2/20) LinkedInFacebookTwitterEmail this Story
  • Advocates worry too few children will get dental coverage
    Dental plans, including pediatric dental coverage mandated by the Affordable Care Act, are likely to be sold separately on health insurance exchanges, and patient advocates worry that few people will sign up. Moreover, parents who do not obtain dental coverage for their children are unlikely to be penalized. Monthly premiums may be up to $34 per child, says NADP Executive Director Evelyn Ireland, and the level of available subsidies has not been determined. The Wall Street Journal (2/18)
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  Oral Health 
  • Were the Flintstones' teeth better than ours?
    Changes in diet and oral bacteria over the past 7,500 years have caused human oral health to decline, according to research published in Nature Genetics. The introduction of farming, followed by processed sugar and flour lowered the diversity of oral bacteria, allowing strains involved with caries to dominate, lead researcher Alan Cooper said. The research team looked at DNA in calcified dental plaque on 34 prehistoric human skeletons from northern Europe to analyze how oral flora has changed since the Stone Age. HealthDay News (2/19) LinkedInFacebookTwitterEmail this Story
  Company News 
  NADP News 
  • Discover dental trends in your state with NADP Reports
    NADP State Reports present a market overview including enrollment by plan type, consumers receiving benefits via small or large groups or public programs, dental workforce trends, comparison of individuals with coverage by household incomes, and employers offering benefits by company size. Brand new NADP State Reports featuring 2011 data are available on the Report Vault page of the NADP website where they are free to members and $29.95 each for non-members. LinkedInFacebookTwitterEmail this Story
  • NADP survey reports enrollment in commercial dental benefits increased in 2011
    At year-end 2011, enrollment in commercial dental benefits increased while publicly funded programs declined according to the 2012 NADP/DDPA Joint Dental Benefits Report: Enrollment, released in August. According to the report, more than 176 million Americans, 57% of the population, were covered at year‐end 2011 by some form of dental benefit through employer‐sponsored group plans or other group or individual plans. For the first time, this report includes findings on small-group and individual benefits. The report is available for purchase via the Report Vault page of the NADP website. LinkedInFacebookTwitterEmail this Story
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The psychic task which a person can and must set for himself is not to feel secure, but to be able to tolerate insecurity."
--Erich Fromm,
German psychologist

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