Most Clicked NAIFA SmartBrief Stories


1. Taking Social Security earlier can work out

NAIFA SmartBrief | Jul 28, 2015

In some circumstances, retirees might be smart not to delay their Social Security benefits for as long as possible, which is what experts often advise, according to Kevin McKinley. He offers sevens reasons why. WealthManagement.com (U.S.) (07/27)


2. House committee tells Labor to drop fiduciary proposal

NAIFA SmartBrief | Jul 24, 2015

Republicans on the House Education and the Workforce Committee said in a letter to U.S. Labor Secretary Thomas Perez that his agency should withdraw its proposed fiduciary standard. Lawmakers said they are concerned that the proposal would cut off financial advice needed by small-business owners and families with modest resources. The Labor Department has limited time to complete the rule. Pensions & Investments (free access for SmartBrief readers) (07/23)


3. SEC proceeding with plans for fiduciary rule

NAIFA SmartBrief | Jul 29, 2015

The Department of Labor isn't the only agency working on a fiduciary rule proposal. The Securities and Exchange Commission is working on a uniform rule that would apply to advisory firms as well as broker-dealers. The two agencies' jurisdictions, however, aren't one and the same. PlanSponsor.com (07/28)


4. NAIFA's McNeely: Labor rule would complicate annuity-sales compliance

NAIFA SmartBrief | Jul 28, 2015

The Department of Labor's proposed fiduciary standard would allow relief from compensation restrictions for advisers who sell annuities to Employee Retirement Income Security Act plans, but not for advisers who sell to individual retirement accounts. That would lead to "a convoluted compliance structure" where transactions "are divided between securities and non-securities products, and by the type of investor involved in the transaction," NAIFA President Juli McNeely wrote in a comment letter. InsuranceNewsNet online (07/24)


5. Senator: Labor should rethink fiduciary rule for advisers

NAIFA SmartBrief | Jul 30, 2015

The Labor Department should rewrite its proposed rule imposing a fiduciary duty on retirement financial advisers, said Sen. Tim Scott, R-S.C. He said the proposal would "eliminate experts for those who need it the most." The Hill (07/29)


6. Short-term-care policies can be good option for some, group says

NAIFA SmartBrief | Jul 27, 2015

The American Association of Long-Term Care Insurance says that short-term-care insurance can help people unable to obtain long-term-care coverage. Among those who can benefit for such policies are people aged 80 and up and single women, as pricing is not based on gender. BankRate.com (07/24)


7. Survey finds wide interest in annuities among millennials

NAIFA SmartBrief | Jul 30, 2015

Young investors are looking for new ways to prepare for retirement, and that has introduced more to annuities. A survey by the Indexed Annuity Leadership Council found that 52% of millennials are very interested or somewhat interested in annuities. PlanSponsor.com (07/29)


8. IRS shows support for annuities

NAIFA SmartBrief | Jul 27, 2015

The recent IRS ban on lump-sum distributions by pensions speaks loudly about the attitudes of regulators, said Bob Collie of Russell Investments. They are seeking "ways to get people to turn lump sums into annuities, and to close leakage within defined-contribution plans," he said. Pensions & Investments (free access for SmartBrief readers) (07/27)


9. Commentary: Asset-based LTC policies a good tool for advisers, clients

NAIFA SmartBrief | Jul 28, 2015

Insurance policies and annuity contracts with built-in long-term-care benefits can help protect assets from being cashed in or spent down, writes Pat Foley of OneAmerica. That is a positive for clients and the advisers who manage their money, Foley writes. National Underwriter Life & Health (07/28)


10. Funding education expense with a charitable gift annuity

NAIFA SmartBrief | Jul 24, 2015

Christopher Woehrle explains how to use a charitable gift annuity to fund the college expenses of a child or grandchild. This strategy also creates an income tax deduction. WealthManagement.com (U.S.) (07/23)




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