Researcher: Don't be preoccupied by short-term performance | EBRI: High debt threatens financial security for older Americans | Survey shows nearly half would delay Social Security for student-loan relief
March 21, 2018
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Financial and wealth management news for the retirement community
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Researcher: Don't be preoccupied by short-term performance
A preoccupation with a portfolio's short-term performance can lead to poor decisions and hurt longer-term returns, writes Jonathan Treussard in a report from Research Affiliates. While some degree of monitoring must take place, he argues it should be done "within a framework that acknowledges short-term noise and encourages investors to stay the course."
ThinkAdvisor (free registration) (3/19) 
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EBRI: High debt threatens financial security for older Americans
The proportion of Americans over age 75 making debt payments that are high relative to their income is at a 25-year high, finds a study by the Employee Benefit Research Institute. This trend is a threat to retirement security, the report's authors said.
Forbes (3/19) 
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Survey shows nearly half would delay Social Security for student-loan relief
A bill introduced in the House last year would allow up to $40,150 in student-loan-debt forgiveness per person for those who agree to delay their Social Security benefits. A survey from LendEdu shows 46% of people with student-loan debt would be willing to delay Social Security payments to have all or some of their student debt forgiven.
PlanAdviser online (3/19) 
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Market Trends
Report says some millennials welcomed market downturn
The recent stock market correction was greeted enthusiastically by 19% of millennials, who said they felt excited by it, according to a survey by A quarter of millennial investors surveyed said they increased their holdings during the recent downturn.
Bloomberg (free registration) (3/20) 
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Financial Literacy
A guide to planning a savings strategy
Saving money and deciding where to house those savings largely depends on your timeline. Jean Chatzky discusses strategies and savings vehicles to consider.
NBC News (3/19) 
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Distribution strategies to consider for retirement
Saving money is only the beginning of planning for a secure retirement. Here are four distribution strategies to ensure funds last.
U.S. News & World Report (3/16) 
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On the Economy
Lawmakers struggle to avert US government shutdown
The US government moved closer to a partial shutdown when House Republican leaders could not come up with votes to pass a $1.3 trillion omnibus spending bill. Action on the measure was held up by partisan differences on several issues, including the border wall President Donald Trump favors.
The Hill (3/20),  The Washington Post (tiered subscription model) (3/20) 
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The Adviser-Client Relationship
Survey: Doctors most likely to use a financial pro
A Spectrem Group survey of 160 doctors has found 79% work with a financial professional, significantly more than other affluent groups. The figure is 64% among investors with income of $1 million to $5 million.
Financial Advisor online (3/19) 
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What to tell clients about bond-market risks
Bond investors may face a "nightmare of negative investor returns," says Ron Weiner of RDM Financial Group. He and other experts weigh in on the topic and offer suggestions for discussing the risks in the bond market with clients.
Financial Planning online (3/19) 
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There's no great loss without some small gain.
Laura Ingalls Wilder,
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