Natural disasters, such as Hurricane Florence, provide cybercriminals an opportunity to cause further misery for victims and businesses already under siege. Here's what disaster victims, as well as volunteers and donors, need to consider to protect valuable data at this challenging time.
Economists Jeremy Siegel and Robert Shiller offered differing forecasts for the stock market during an appearance at a Wharton School conference. Siegel said he sees a "new normal" of 5.5% after-inflation annual returns, while Shiller said, "It's likely to be a bad time for the stock market," due in part to the brewing trade war.
Student loans are taking a toll on millennials, Gen Xers and baby boomers, according to research by the Association of Young Americans and AARP. The study shows 41% of millennials, 38% of Gen Xers and 31% of boomers say student debt has gotten in the way of saving for retirement.
A new CMS ruling gives permission for Medicare Advantage plans to use "step therapy", a cost control measure requiring patients to first try a less expensive drug before taking a more expensive drug. This strategy is not allowed in traditional Medicare, but insurers currently use step therapy in the employer based insurance market.
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Innovator Capital Management has brought to NYSE Arca an exchange-traded fund that seeks to buy stocks on the verge of breakout. The Innovator IBD Breakout Opportunities ETF is designed to replicate the performance of the Investor's Business Daily Breakout Stocks Index.
Most Americans retire earlier than they had expected to, which affects their ability to enjoy retirement success, writes David Blanchett of Morningstar. Blanchett's new research examines factors that lead to early retirement and the implications of early retirement in terms of savings needed.
The Tax Cuts and Jobs Act has implications for age groups stretching from infants to people age 70½, when required minimum distributions from retirement accounts are necessary. Tax expert Bill Bischoff offers a timeline of age-related milestones under the law.
Forty-one states are requiring conservative pricing of long-term-care insurance, making large increases later less likely. The requirement makes the product more attractive to consumers and advisers, but many remain skeptical, experts say
The Trump administration says the US will impose 10% tariffs on an additional $200 billion in Chinese products, noting "China has been unwilling to change its practices." The rate is set to rise to 25% at the start of 2019.
Advisers must update financial-planning services to deal with digital assets, such as passwords and online accounts, writes Jeffrey Levine, CEO of BluePrint Wealth Alliance. He suggests that advisers have clients inventory digital assets and that advisers become up to date on rules on digital assets in a client's home state.