Improving your outlook starts with reframing thoughts | Consider "stay interviews" to keep your best people | Hawaii offers financial help to caregivers; other states may follow
December 15, 2017
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Improving your outlook starts with reframing thoughts
Reframing involves deliberately changing how we think about a negative situation, Linda Bloom writes. "Through an understanding and trust of this transformative process, we come to have faith that periods of decline, whether they last for minutes or months, can become periods of vibrancy."
Psychology Today (12/14) 
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Consider "stay interviews" to keep your best people
The labor market is tight, so any employee whose needs are ignored is fair game for another organization to snap up, writes Steve Keating. "Stay interviews" will reveal what matters to your employee or help managers work with employees to determine what they want out of the job, he argues.
LeadToday (12/11) 
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Prospects, Products and Market Trends
Hawaii offers financial help to caregivers; other states may follow
Hawaii this week kicked off a program that provides people giving home-based care to an elderly family member with as much as $70 daily for buying supplies, hiring help or covering lost wages. Maine and Washington are states in which officials could develop similar programs.
The New York Times (free-article access for SmartBrief readers) (12/15) 
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Industry expresses mixed opinions on "hybrid" indexed annuities
Some industry executives say they are concerned that the increasingly popular "hybrid" indexed annuities are too complex, but supporters say the products give companies a way to stand out among competitors. "If you bring out another S&P 500 indexed annuity, you have what everyone else has," said Scott Stolz of Raymond James & Associates.
InvestmentNews (tiered subscription model) (12/14) 
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During an abbreviated ACA signup, some find costs way up and others way down
As the signup period for the Affordable Care Act comes to a close in most states, some enrollees are finding that plans are much cheaper or more expensive than in previous years, owing to changing rules and subsidies.
Kaiser Health News/Nashville Public Radio/NPR (12/15) 
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HSAs Bridging the Retirement Savings Gap
The rising cost of healthcare has led to an increased focus on the need for both short- and long-term savings to fund preventative and medical expenses. Employers are seeking additional tools that can be used to help employees plan for healthcare costs. Download our white paper to learn how HSAs can be an integral part of a holistic retirement strategy.
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Policy and the Health Care Landscape
Rubio signals potential opposition to GOP tax bill
Sen. Marco Rubio, R-Fla., has indicated he will not support the Republican tax bill unless the child tax credit is increased, a provision that would raise the cost of the bill.
The New York Times (free-article access for SmartBrief readers) (12/14),  Los Angeles Times (tiered subscription model) (12/14) 
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Today is deadline for HealthCare.gov enrollment
HealthCare.gov enrollments were 17% higher this year compared with the same time period last year, according to data shared by HHS this week, and many of those signing up are new enrollees. Although the shortened enrollment window ending today means the total will likely come in well under last year's enrollment, observers have been surprised by this year's pace given reduced advertising and navigator support.
The Washington Post (tiered subscription model) (12/14) 
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House measure would clarify safe harbor for annuities in retirement plans
Legislation filed by Reps. Ron Kind, D-Wis., and Dave Reichert, R-Wash., aims in part to encourage employers to include annuity options in their retirement plans by clarifying the safe harbor for annuity selection. Employers would be able to depend on annuity providers' representations with regard to supervision by state regulators.
PlanAdviser online (12/14) 
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Support for bipartisan health bill wavering
Support for bipartisan legislation sponsored by Sens. Lamar Alexander, R.-Tenn., and Patty Murray, D.-Wash., is waning, as analysts warn that the bill may increase consumer costs rather than lower them. While the bill would facilitate lower premiums by restoring cost-sharing reduction payments to insurers, tax credits pegged to premiums would decline along with premiums.
The Wall Street Journal (tiered subscription model) (12/14) 
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Lab overcharges cost Medicare hundreds of millions
At least half a dozen clinical labs are facing charges in bankruptcy court that they improperly billed Medicare for unnecessary tests to the tune of hundreds of millions of dollars. Much of that money is unlikely to be recovered, as the labs in question have few assets or other prospects for paying the fees back.
Kaiser Health News (12/15) 
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Health Insurance Plan Company News
AHIP News
What's the future of health care?
As we work through this uncertain time in health care, we asked industry leaders what's in store for the future. Check out their responses.
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A mind troubled by doubt cannot focus on the course to victory.
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