Positive emotions can inspire greater accomplishments | The problem with gathering to complain about work | Guaranteed-minimum-benefit riders aim to address longevity concerns
April 28, 2017
AHIP Agents & Brokers SmartBrief
Best Business Practices
Positive emotions can inspire greater accomplishments
The quality of our emotions has a substantial effect on our stress and long-term outcomes, says former Surgeon General Vivek Murthy. "When we are predominantly experiencing positive emotions, whether that is gratitude or inspiration or a sense of awe or connection or love, we are able to do more, we are able to handle more, we are able to perform better," he says.
Knowledge@Wharton (4/25) 
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The problem with gathering to complain about work
Informal sessions to complain about work-related problems can prolong the impact and feelings of unfairness, according to research. That mental distraction and negativity can be compounded "by complaining to the wrong person," writes Adi Gaskell.
The Horizons Tracker (4/26) 
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Prospects, Products and Market Trends
Guaranteed-minimum-benefit riders aim to address longevity concerns
Annuity contracts with guaranteed-minimum-benefit riders could be a valuable way to help avoid the depletion of assets as longevity increases, writes Anthony Domino Jr. of Associated Benefit Consultants. Contracts with such riders "offer refund of premium or enhanced death benefits should one buck the longevity trend and pass away on the wrong end of the actuarial curve," Domino writes.
InsuranceNewsNet Magazine (4/2017) 
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Requirements for Medicaid-compliant annuities
Rich Lane of Standard Insurance reviews the legal requirements for Medicaid-compliant annuities, which can preserve a significant portion of a couple's assets when one member receives long-term care paid for by Medicaid.
InsuranceNewsNet Magazine (4/2017) 
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Employers confused by state-run retirement plans
A focus group survey of small-business employers in Connecticut, one of the states currently sponsoring a retirement-savings plan, reveals confusion over what employers' responsibilities are, as well as questions on the usefulness of state-run plans. Report author Alison Salka says states considering such plans should be prepared to engage in an extensive education process.
Financial Advisor online (4/27) 
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Policy and the Health Care Landscape
AHIP calls for 2-year commitment to CSR payments
AHIP, the American Medical Association, the American Hospital Association and a number of other business and health care organizations issued a joint statement calling for at least a two-year commitment to funding Affordable Care Act cost-sharing reduction payments, and they want to see the money included in a congressional spending bill. Insurers have warned they will leave exchanges or raise premiums substantially if the payments do not continue. AHIP emphasized that payers do not profit from the payments.
Bloomberg (4/27),  Modern Healthcare (tiered subscription model) (4/27),  The Examiner (Washington, D.C.) (4/27) 
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Health care vote on hold in the House
Republican House leaders said the House will not vote this week on amended health care legislation, because although they won the support of the conservative Freedom Caucus, they don't yet have enough support from moderates.
Reuters (4/28) 
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100 days in, White House is focused on health care legislation, role of states
President Donald Trump has yet to secure congressional approval of new health care legislation, but in his first 100 days, his administration has set the wheels in motion for large-scale changes to health care laws, filled top HHS positions, secured Justice Neil Gorsuch's position on the Supreme Court and indicated a desire to give more power over health care markets to states.
Modern Healthcare (tiered subscription model) (4/27) 
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Acosta confirmed by Senate for Labor Secretary
The Senate voted 60-38 to confirm law school dean R. Alexander Acosta, President Donald Trump's Labor Secretary nominee. Among Acosta's first tasks will be a review of the Labor Department's proposed fiduciary rule.
The New York Times (free-article access for SmartBrief readers) (4/27),  InvestmentNews (tiered subscription model) (4/27),  The Wall Street Journal (tiered subscription model) (4/27) 
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Health Insurance Plan Company News
Video: The value of health plan, community partnerships
Health plans have a long-standing commitment to improving the lives of individuals with asthma. A series of videos from AHIP highlights the partnerships and collaborations between health plans and community organizations to foster sustainable asthma management programs. See the value of health plan and community partnerships -- and more.
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Build strong consumer-focused relationships
Get the tools you and your team need to enhance the services you provide to consumers with AHIP's Customer Service Strategies for the Health Care Environment course. Discover how to strengthen your customer service team and build strong consumer-focused relationships. Completing this course takes you one step closer to earning your Healthcare Customer Service Associate (HCSA) designation. Enroll today.
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Delivering excellence in asthma management
The EPA's National Environmental Leadership Award in Asthma Management recognizes excellence in environmental management as part of comprehensive asthma care. Hear from previous winners about the value of the award — and of effective asthma management — in a series of videos.
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