Why resilience isn't always a good thing | Small talk is the key to better networking | Morningstar proposes data solution to BIC exemption debate
August 18, 2017
AHIP Agents & Brokers SmartBrief
Best Business Practices
Why resilience isn't always a good thing
Resilience is highly prized in the business world, but too much of it could backfire by causing you to keep working toward an unattainable goal, write Tomas Chamorro-Premuzic and Derek Lusk. From a leadership perspective, too much resilience could lead to destructive coping mechanisms.
Harvard Business Review online (tiered subscription model) (8/16) 
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Small talk is the key to better networking
If you want to become a better networker, you have to develop your ability to engage in small talk, writes Peter Gasca. Practice by encouraging others to talk about themselves and by engaging with others instead of getting on your phone when you're in public without anything else to do.
Inc. online (8/15) 
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Prospects, Products and Market Trends
Morningstar proposes data solution to BIC exemption debate
Morningstar executive Aron Szapiro says data auditing could be the key to enforcing the fiduciary rule's best-interest contract exemption. He outlines a scenario in which a neutral third party would compile data on clients' portfolios, scoring them on factors such as the cost of investments and quality, asset allocations and the extent of personalized advice given, then providing an automated decision on whether they are constructed in the clients' best interest.
BenefitsPro (8/17) 
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More baby boomers receive care through home health, assisted living
Increasingly, older Americans with residential health care needs are receiving them in their own homes through home health professionals or in assisted living facilities, with nursing homes now attracting only the sickest patients. Hospitals are finding that nursing home services are no longer as profitable as they once were, says Jason Lundy, partner of the health practice group at law firm Polsinelli.
Modern Healthcare (tiered subscription model) (8/17) 
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Employer loan benefits help with financial wellness
Employer loans, typically amounting to $3,000 or less, are a new financial wellness benefit that experts say may be increasingly in demand as many Americans, particularly younger workers, live paycheck to paycheck and struggle to cover basic living expenses. This benefit relieves financial burdens and protects employees from high interest payday loans which are difficult to pay back and often lead to significant financial harm, according to a study by the Consumer Financial Protection Bureau.
Employee Benefit Adviser (8/11) 
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Retirement plan design tool aims to help sponsors, advisers
Principal Financial Group is rolling out a retirement plan design tool for advisers and plan sponsors. The tool enables users to model different plan designs with features such as automatic enrollment, auto-escalation and stretch-match formulas using real client data.
PlanAdviser online (8/15) 
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Policy and the Health Care Landscape
CMS, CDC approve more than 800 ICD-10 code changes for 2017
More than 800 ICD-10 code changes that were approved by the CMS and the CDC for fiscal 2017 will be implemented Oct. 1, according to a blog written by Jerris Heaton, marketing coordinator at ChartLogic. These code changes, which include 123 deleted codes, 273 revised codes and 419 added codes, will be in effect through the end of September 2018, according to Heaton.
Becker's Hospital Review (8/15) 
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HHS delays rule that would lower ceiling prices for 340B drug program
HHS has postponed until July 2018 the effective date of a new rule that would have reduced ceiling prices for medications purchased by hospitals under the 340B drug discount program, and would have given the agency the authority to fine drug manufacturers that intentionally overcharge a hospital. HHS said the decision to delay the rule, which was supposed to take effect in April, will give the agency more time to consider alternative and supplemental regulatory provisions.
Modern Healthcare (tiered subscription model) (8/17) 
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Legal challenges likely as states roll out retirement plans
Oregon launched a program this summer requiring businesses without retirement plans to automatically enroll employees in state-run individual retirement accounts invested in mutual funds. Eight additional states are working on such initiatives, which are expected to face legal scrutiny as opponents argue they violate federal pension laws.
The Wall Street Journal (tiered subscription model) (8/16) 
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Uncertain future for ACA exchanges
With more than 40% of US counties covered by only one Affordable Care Act provider and costs continuing to rise, experts say the future of the ACA exchanges is uncertain. Things are likely to stay the same in 2018, but changes could be in store in 2019 or in later years, experts say.
BenefitsPro (8/17) 
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